Understanding the need for fast and flexible capital in the market, CreditBird was born to connect people who need to borrow money and people with idle capital. When verifying transactions via CreditBird: Borrowers will get more and more money at lower and lower interest rates. Lenders will not lose capital when lending.
CreditBird is a fintech company. We provide a peer-to-peer lending platform.
Vision, Mission and 3 Core values of CreditBird.
We always provide free core services forever. And guaranteed verification services have a fee.
We are constantly developing, perfecting and providing new services continuously.
Free forever on core platform services. Such as: connect, create loans, search for denounced user information, search for loans,...
Second: For verified users:
For lenders:Commitment to refund money with a guarantee amount if the borrower fails to repay.
For borrowers: Add credibility, increase the guarantee balance after each loan is repaid on time.
Core platform services.
Guarantee to refund money with a guarantee amount if the borrower fails to repay.
Add credibility, increase the guarantee balance after each loan is repaid on time.
With a high reputation score, borrowers can negotiate low interest rates with many people.
Free forever and more.
Both lender and Borrower.
Just for borrower.
Just for lender
Account verification helps verify your information. Create more credibility and trust with the community. You can't build a reputation to borrow money from a stranger when you don't want others to know basic information about you. Verifying information to ensure the right person for the right job. CreditBird does not attempt to unduly investigate or clarify the information you provide, CreditBird focuses on working with you to build your reputation with the community based on the information you provide and you can current CreditBird, so do it right from the beginning so you don't have to worry about fake problems, big losses later. Account verification is not required. CreditBird provides free connection service forever.
CB balance is the amount CreditBird will guarantee for your personal loan when purchasing an account verification or warranty service. Specifically when you are unable to repay your loan, CreditBird will convert this CB balance into money and repay the lender on your behalf. You cannot withdraw money from your CB balance, because CB balance is not money, more specifically, it is not your money, but only the unit of CreditBird regulated to guarantee the services CreditBird sell to customers.
The warranty level is the amount CreditBird will refund to a specific object when using CreditBird's services. As follows:
Case 1: Borrower A and lender B incur a loan. When it is due, A does not pay the debt. CreditBird will base on A's existing warranty to convert and refund the corresponding amount to B. This amount does not include taxes, transfer fees, third-party payment intermediaries. After CreditBird warranty for B, the system will deduct A's warranty level to 0 and credit ratings. Person A must rebuild his reputation and credibility from scratch with a bad history.
Case 2: Small business startup A successfully mobilizes capital from capital contributors B, C, and D. However, due to unforeseen risks, person A goes bankrupt, unable to repay the committed principal to B, C, and D. CreditBird will base on the warranty level of A to convert and refund the corresponding amount to B, C, D according to the contribution ratio. This amount does not include transfer fees, third-party payment intermediaries. After CreditBird warrants for B,C,D, the system will deduct A's warranty level to 0 and credit ratings. . Person A must rebuild his reputation and credibility from scratch with a bad history.
You can increase your warranty by purchasing CreditBird's warranty service packages, but there will be limits on the amount and time of purchase to ensure some regulations on operating safety and assurance. in accordance with the provisions of CreditBird law.
To cancel your subscription, you can log in to your account and navigate to the subscription management page. From there, you should be able to cancel your subscription and stop future billing.
We offers a free account plan forever. You will have access to a limited set of features and functionality, but you will not be charged.
Documentation is available on the company's website. The documentation provides detailed information on how to use the platform.
If you need help with the platform or have any other questions, you can contact the company's support team by submitting a support request through the website or by emailing [email protected]
Use CreditBird Platform and see how it actually work.