CreditBird

Make value for you!

Understanding the need for fast and flexible capital in the market, CreditBird was born to connect people who need to borrow money and people with idle capital. When verifying transactions via CreditBird: Borrowers will get more and more money at lower and lower interest rates. Lenders will not lose capital when lending.

Partners

About CreditBird

CreditBird is a fintech company. We provide a peer-to-peer lending platform.

  • Peer to peer financial connection.
  • Help users gradually build personal financial reputation with the community and financially global.
  • Prestige, transparency, bring value benefits to all parties.

Vision, Mission and 3 Core values of CreditBird.

Our Services

We always provide free core services forever. And guaranteed verification services have a fee.

  • CreditBird is an intermediary that connects borrowers with lenders.
  • Find information about an individual with a bad debt history at creditbird or condemnation by community. Looking for reputable personal information, good financial capacity.
  • Anonymous to the community but still improving credibility with lenders.
  • Submit loan needs to the community.
  • Support for lending decisions.
  • Peer-to-peer guarantee.

We are constantly developing, perfecting and providing new services continuously.

Trusted Worldwide

Our Commitment

First: Free forever on core platform services. Such as: connect, create loans, search for denounced user information, search for loans,...
Second: For verified users:
For lenders:Commitment to refund money with a guarantee amount if the borrower fails to repay.
For borrowers: Add credibility, increase the guarantee balance after each loan is repaid on time.

Free forever

Core platform services.

Guarantee

Guarantee to refund money with a guarantee amount if the borrower fails to repay.

Increase loan limit

Add credibility, increase the guarantee balance after each loan is repaid on time.

Reduce loan interest rate

With a high reputation score, borrowers can negotiate low interest rates with many people.

Our Price

Free forever and more.

Normal User

Both lender and Borrower.

$0 /Forever
  • Search for loans
  • Search for reported user
  • Borrower: Create loan
  • Lender: Agree loans of normal user
  • Duration:Forever

Verified Borrower

Just for borrower.

$12.9 /6 months
  • Included normal user
  • View loan history
  • Plus, increase CB Balance
  • Private support channel
  • Guaranteed borrowing and lending globally
  • Duration: 6 months

Verified lender

Just for lender

$25.9 /6 months
  • Included normal user
  • Agree loans of normal user
  • Agree loans of verified borrower
  • View loan history
  • Guaranteed Refund on Non-Payable Loans
  • Private support channel
  • Guaranteed borrowing and lending globally
  • Duration: 6 months

Frequently asked questions

Why account verification? Is it mandatory?

Account verification helps verify your information. Create more credibility and trust with the community. You can't build a reputation to borrow money from a stranger when you don't want others to know basic information about you. Verifying information to ensure the right person for the right job. CreditBird does not attempt to unduly investigate or clarify the information you provide, CreditBird focuses on working with you to build your reputation with the community based on the information you provide and you can current CreditBird, so do it right from the beginning so you don't have to worry about fake problems, big losses later. Account verification is not required. CreditBird provides free connection service forever.

What is CB balance? Can I withdraw from my CB balance?

CB balance is the amount CreditBird will guarantee for your personal loan when purchasing an account verification or warranty service. Specifically when you are unable to repay your loan, CreditBird will convert this CB balance into money and repay the lender on your behalf. You cannot withdraw money from your CB balance, because CB balance is not money, more specifically, it is not your money, but only the unit of CreditBird regulated to guarantee the services CreditBird sell to customers.

What is the warranty balance / warranty level, how to increase the warranty balance?

The warranty level is the amount CreditBird will refund to a specific object when using CreditBird's services. As follows:
Case 1: Borrower A and lender B incur a loan. When it is due, A does not pay the debt. CreditBird will base on A's existing warranty to convert and refund the corresponding amount to B. This amount does not include taxes, transfer fees, third-party payment intermediaries. After CreditBird warranty for B, the system will deduct A's warranty level to 0 and credit ratings. Person A must rebuild his reputation and credibility from scratch with a bad history.
Case 2: Small business startup A successfully mobilizes capital from capital contributors B, C, and D. However, due to unforeseen risks, person A goes bankrupt, unable to repay the committed principal to B, C, and D. CreditBird will base on the warranty level of A to convert and refund the corresponding amount to B, C, D according to the contribution ratio. This amount does not include transfer fees, third-party payment intermediaries. After CreditBird warrants for B,C,D, the system will deduct A's warranty level to 0 and credit ratings. . Person A must rebuild his reputation and credibility from scratch with a bad history.
You can increase your warranty by purchasing CreditBird's warranty service packages, but there will be limits on the amount and time of purchase to ensure some regulations on operating safety and assurance. in accordance with the provisions of CreditBird law.

How do I cancel my subscription?

To cancel your subscription, you can log in to your account and navigate to the subscription management page. From there, you should be able to cancel your subscription and stop future billing.

Can I try this platform for free?

We offers a free account plan forever. You will have access to a limited set of features and functionality, but you will not be charged.

How do I access documentation?

Documentation is available on the company's website. The documentation provides detailed information on how to use the platform.

How do I contact support?

If you need help with the platform or have any other questions, you can contact the company's support team by submitting a support request through the website or by emailing [email protected]

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